California law imposes an implied duty of good faith and fair dealing on every insurance policy based on fundamental principles of fairness. Insurance companies act in bad faith when they deny payment of valid claims, unreasonably delay payment, fail to thoroughly investigate or defend an insured’s claim, or underpay insurance claims without a good reason. As experienced insurance litigation counsel, we know how to handle both contract and bad faith claims against insurers.

Our services include:

• Duty to Defend
• Duty to Indemnify
• Duty to Investigate
• Denying that a valid claim is covered
• Refusal to pay a claim in compliance under your policy
• Delaying claim processing
• Only paying partial benefits
• Requiring excessive forms and reports
• Making partial claim payments or canceling coverage because of a claim
• Refusing to settle with a third party
• Inadequate claim investigation
• Refusal to defend a lawsuit
• Threats against an insured
• Refusing to make a reasonable settlement offer
• Offering an unreasonably low settlement amount
• Canceling or rescinding a policy in order to avoid paying on a claim